Commercial Lines

As the architects & engineers market hardens in reaction to demand for professional design services, independent agents can play a significant role in helping their clients secure coverage.

To accurately calculate a potential business income loss, the costs and added time are much different than they may have been just a few years ago.

The architects & engineers insurance market continues to deal with inflation, climate change-related claims and the impact of the COVID-19 pandemic.

Since the end of 2021, the geopolitical landscape in the energy market has dramatically changed. Ukraine, China, production limits and more are all having an impact.

The carrier is covering water damage to a nail salon’s pedicure platforms, but says the restoration expenses to remove the water and mold should be paid by the landlord’s policy.

As investors seek safe havens for their capital, they are increasingly turning to insurance agencies and brokerages as predictable and consistent vehicles to grow their assets.

An insured owns a shopping center with several restaurants. Failure to comply with the protective safeguards listed in the endorsement over which the insured has control would result in no coverage for a fire loss.

The new offering provides errors & omissions (E&O) coverage for individual residential and commercial real estate appraisers.

In today’s world, it is no longer enough to simply transfer and mitigate the risks to key stakeholders whose decisions and oversights are more easily scrutinized online.