Commercial Lines

The new business owners policy (BOP) offers a simple program at a low price for small salons, with options to tailor the policy to specific needs.

The biggest trend in commercial auto insurance is “increasing claims costs,” says independent agent Larry St. John. “Courts are deciding that the primary factor in major bodily injury claims is often distracted driving and the courts now believe an insure

A client purchased a commercial property at a sheriff’s sale and made a down payment. It will be three months before they receive the deed. Do they have an insurable interest?

In a complicated commercial auto market, agents are in a prime position to help clients manage premiums and risks.

The new product offers flexible, standalone professional liability coverage for a wide range of law firms, including growing law practices.

The surge in demand led many companies to enter the last-mile delivery business for the first time, causing increased risk and potential coverage gaps.

The new product helps agents provide property owners with coverage that affords peace of mind while their building or land sits vacant.

Despite the headlines, small businesses are actually growing—which means there are ample opportunities for independent insurance agents.

The carrier cancelled coverage based on inspection results from a third-party inspector, but claims the inspection is the inspector’s intellectual property and won’t release a copy.