“If you’re not selling your client cyber insurance right now, someone else in your office really needs to be having that conversation,” says independent agent John Higdon. “Agents need to understand their clients, their point-of-sale system and their soft
Hurricane Ian is expected to impact rates as capacity is restricted even further in Florida and other wind-exposed coastal states.
Skyward is offering up to $2 million in general liability limits, $1 million in combined single limit auto insurance and $5 million in excess coverage.
Changes in health care are happening too rapidly for independent agents to assume the status quo for medical professional liability clients at renewal time.
Employees dropped and damaged a couch when moving it between buildings. The carrier says that the couch is not covered under the motor truck cargo policy once it has left the truck.
Coverage includes general liability and professional liability up to $2 million limits, $5 million per location and $10 million total limits.
Many businesses are cautious heading into the economic headwinds of a recession and may drop coverage to save money, making selling EPLI even more challenging.
“Not all EPLI policies are created equal,” says independent agent Christopher Paradiso. “It is so very important that we can educate our clients to make sure we are helping them make the best decision with the right carrier.”
Employers continue to deal with EPLI concerns relating to the impact of COVID-19, as well as increased legislative activity at both the state and federal level.
Wildfire activity has become more extreme and destructive, with more record-breaking fire events in terms of the number of structures lost and acres burned in a single event.
