Commercial Lines

Given the number of civil filings made in 2022, personal injury awards are putting pressure on the product liability insurance market as nuclear verdicts become the norm.

After a break-in at their office, a client realized about $50,000 of extra fuel was purchased on a credit card that was stolen. What coverage is there for unauthorized use of the card?

Here are five types of bonds that many agents miss out on writing, plus how to find opportunities to offer them.

With the right carrier partners, agents can meet clients’ needs with the bonding assistance they may have previously shied away from offering.

The new year is a time for agents to evaluate the trends and emerging risks that could affect customers in the year ahead.

The agent listed one part of the insured’s name as “doing business as” (DBA) because it is not a legal entity, but the insured says its a division of the primary named insured corporation.

There are myriad of issues that can lead to a claim against accountants and E&O coverage provides the necessary protection.

“Be a student of the industry,” says independent agent Rodney Yates Jr. “If you don’t continue to learn, adapt and evolve, you will be left behind.”

A nonprofit organization used a copyrighted picture without permission, and the owner demands payment. The carrier says the use doesn’t fall under advertising because the nonprofit isn’t selling anything.