Commercial Lines

The agency errors & omissions environment has become more complicated, and the result has led to several implications for independent agencies.

Here’s how an agent can to explain this unique requirement to their surety clients.

If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord?

Agency errors & omissions coverage has been impacted by the hard market, with premiums increasing over the past few years, and difficulty in replacing waves of retirees with younger workers.

Executive Risk Insurance products on surplus lines paper provides coverage to a broader range of industries including health care, education, private equity (PE), and more.

Half of Americans believe their house of worship, nonprofit, community group or school is not prepared for the possibiity of an armed intruder, highlighting the need for agents to help clients mitigate a sobering risk.

The increasing number of carrier rating downgrades could present an errors & omissions exposure to independent agents if not properly managed.

A two-week internship changed the trajectory of Lugo’s life. At 22, he has found his strengths lay in homing in on a niche and becoming an expert in it.

A U.S.-based trucking client’s truck and cargo were stolen in Canada, but the carrier denied the claim due to a territorial exclusion. The loss happened “before the insured had a chance to read the policy.”