Commercial Lines

Demand for surety bonds remains strong thanks to federal government legislation funding construction and other growth areas such as fraud mitigation.

“Small businesses are as vulnerable, or more so, than enterprise organizations,” says independent agent Robert Sargent. “However, many small businesses do not acknowledge their vulnerability.”

As the restaurant market evolves, restaurant owners need clarity on what coverage they have and where they could be vulnerable.

The soft market for bonds has been underpinned by sufficient reinsurer capacity and new surety company entrants into the market. However, there are some indications that the market is hardening.

How independent agents can guide businesses in risk management.

In addition to property damage, the Difference in Condition (DIC) earthquake program can offer coverage for earthquake shock, earthquake sprinkler leakage, business interruption and other perils.

Key strategies for supporting tech and life sciences companies.

An insured has a manufactured home insurance policy. The insured used to live in a home on the same deed of land but has now turned the dwelling into a storage building.

Restaurateurs face difficulties hiring and retaining staff, an ever-evolving landscape of changing technologies, economic and social inflation, and the recent Department of Labor (DOL) overtime rules changes.