Commercial Lines

For independent agents who specialize in private company D&O, the expectation that mergers and acquisitions will continue at a heightened pace is good news.

As more small business clients begin waking up to the need for cyber insurance, keep an eye on cybercrime, canned programs, small business distinctions and disappearing sublimits.

As more businesses recognize the need for cyber liability insurance, how is the market changing? And how can you continue convincing your commercial clients that this coverage is worth the investment?

Ken Samson started his insurance career in high school and college, working summers at his dad’s independent agency. Now, his passion is talking about cyber liability insurance to anyone who will listen.

Rockingham Casualty Company recognized a need for contractors general liability and multi-peril packages. In response, Atlas General Insurance Services LLC is doubling the availability of these products in 38 states.

Do you understand the difference between an indemnitee and an additional insured? Modifying the language of certificates of insurance could have dangerous consequences.

How can you make sure you effectively serve your hotel/motel accounts as they develop new ways to compete? Pay attention to three key coverage issues: pollution exclusions, lender requirements and statements of value.

Want to help your D&O clients get the most bang for their coverage buck? Agents with the best negotiation techniques usually receive the best combinations of coverage and annual premium costs.

Humanity Plus belongs to AFC’s broader Social Services Insurance Program, which offers coverage for a wide range of for-profit, nonprofit and social service organizations. AFC calls Humanity Plus “insurance with a purpose.”