Commercial Lines

Does the CGL policy exclude liability arising out of work performed near railroad tracks?

Thanks to a recent court case which changed a long-standing rule regarding control of employees, employers that use staffing agencies, independent contractors or franchisors now face an EPLI risk they did not have in the past.

Small businesses have the power to transform the country, which is why Abacus Insurance Brokers launched a professional small business program that provides general liability, errors & omissions, inland marine and workers comp for 120 classes of business.

What E&O practices and procedures best protect an agency?

Remember in 1994 when Stella Liebeck spilled coffee in her lap, suffered third-degree burns and sued McDonald’s for damages? It’s a prime example of vicarious liability—just one of many unique exposures in the franchise industry.

Working at heights presents crane operators and scaffolders with a unique set of risks. In response, Ascinsure Specialty Risk has created a customized, all-lines product tailored specifically to crane and scaffold companies.

For every dollar a consumer spends in the U.S., 50 cents goes to a franchise. It’s not the simplest professional liability niche to sell and service, but your agency would be wise to consider playing in this space. Here’s what you need to know.

The many moving pieces of professional liability insurance make it a challenging market to service. For independent agent Dick Clarke, that’s exactly what makes it so enjoyable.

Interested in insuring wineries, breweries and distilleries? Here are five new risks affecting the space—and what you can do to make sure your clients have adequate protection for them.