Commercial Lines

Until now, the only insurance option for a materials transparency consultant was a miscellaneous professional liability policy.

What does an insured give up if they opt out of both workers compensation and employers liability coverage?

Would an endorsement need to be added to an umbrella policy to prove that it includes primary and noncontributory provisions?

Small businesses come in many different shapes and sizes, and their coverage needs can vary wildly—which often renders multipurpose products insufficient.

Insuring the freight transported by America’s motor carriers can be an exceptional opportunity for independent agents—but it can also lead to errors & omissions claims.

The current trucking insurance marketplace escapes simple “soft” or “hard” market categorization—it’s much more complex.

A burst city waterline causes water damage to the common area of a mall, which is insured under a proprietary Special Cause of Loss form. Can the carrier deny coverage based on the water exclusion?

Autonomous trucks are on the horizon, and the new technology they entail will hopefully improve safety. But that won’t happen any time soon—and certainly not soon enough to provide any relief to the current driver shortage crisis.

To succeed in the trucking insurance market, independent agent John Glinski III says “you either have to have both feet in or both feet out. You can’t really dabble in it.”

Employment in the mental health care industry is projected to grow up to 23% by 2026. Hiscox responds with a new tailor-made product that incorporates items geared toward the mental health care industry.