Markets

The recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy.

In 2024, expect carriers to continue to be aggressive on new business while more conservative on renewals.

Central to building a long-lasting relationship with personal auto clients is communicating what is happening in the marketplace and discussing what’s coming down the pike.

The new liability policy form includes built-in subpoena coverage and pre-claim assistance, as well as an enhanced ERISA exclusion.

Here’s what instant issue really means, as well as insights on the underwriting capabilities agents should actually care about.

Off-roading season is here, so many customers will need off-road vehicle coverage. The problem is they often don’t know they need it. Here’s how to help them understand why they do.

Rising premiums are impacting personal auto clients, who are searching for ways to curb their expenses—including driving without coverage.

“Personal lines insurance is a fundamental part of modern life and is vital in safeguarding individuals, families, property and their wellbeing,” says independent agent John Deichl. “It is complex, ever-changing, technology-driven and way more interesting

Agents and brokers have the opportunity to educate their clients on some of the key cyber trends to watch for as we close out 2023 and look ahead to 2024.

Winter brings off-roading season and an opportunity to position yourself as a trusted advisor. Here are some common mistakes that customers make when insuring their vehicles.