Agents are in a strong position to work with carriers to provide coverage and can be most effective when they specialize and comprehend all aspects of the event their client is seeking coverage for.
Half of Americans believe their house of worship, nonprofit, community group or school is not prepared for the possibiity of an armed intruder, highlighting the need for agents to help clients mitigate a sobering risk.
A U.S.-based trucking client’s truck and cargo were stolen in Canada, but the carrier denied the claim due to a territorial exclusion. The loss happened “before the insured had a chance to read the policy.”
Special events insurance coverage for small events has returned to normal after the COVID-19 pandemic—but for certain larger events, the way things used to be is no longer achievable.
The recent trend of rising liability injury claims for home and auto owners that exceed traditional policy limits has moved Mercury to unveil an all-new personal umbrella insurance policy.
In 2024, expect carriers to continue to be aggressive on new business while more conservative on renewals.
Central to building a long-lasting relationship with personal auto clients is communicating what is happening in the marketplace and discussing what’s coming down the pike.
The new liability policy form includes built-in subpoena coverage and pre-claim assistance, as well as an enhanced ERISA exclusion.
Here’s what instant issue really means, as well as insights on the underwriting capabilities agents should actually care about.
Off-roading season is here, so many customers will need off-road vehicle coverage. The problem is they often don’t know they need it. Here’s how to help them understand why they do.
