williamjones

The BAP and Temporary Substitutes

An ISO Business Auto Policy (BAP) is written on several vehicles with Symbol 1 for liability and Symbol 7 for physical damage. One of the autos will be in the shop for two weeks for repairs. Since the insured will rent a vehicle during this time, it will

Momentum Gaining for Natural Catastrophe Insurance Solution

In the midst of the 2008 Hurricane season, Washington, D.C. is seeing renewed attention on the issue of natural disaster insurance. Insurance companies, trade associations and Members of Congress are focusing more than ever on developing comprehensive and

Keep Business Up in Down Times

For small business owners, everything is amplified. For instance, the landing of a large new account is not only a professional success, it’s a personal success that can mean long term financial security for your family.

Flourish or Fail Through Image

Perceptions. Customers rely on them when determining effectiveness as service providers, and prospective clients see them as clues to talent or lack thereof. Image matters. It’s a gray concept, but image undeniably plays a role in every business. What is

Exiting the Stage

My first visit with you a year ago suggested my strong ties to the rural Midwest and what it has given me during my lifetime. As our year of leadership comes to a close, Jan and I look forward to resuming some of our favorite pastimes—and theater is one o

The Case of the Jilted Jedi

After a long night at my sister’s house, listening to my know it-all nephew go on and on about the superiority of graphic novels over comic books, I tried to defend the relics from my childhood. “What about the Incredible Hulk? Fantastic Four? Spiderma

In Deep, But Still Floating

Your chairman’s in deep! How you ask? We’ve suffered the worst flooding in the history of our marketing area. All thanks to Mother Nature and the spring rains and ravaging rivers that give Iowa its name—land among the rivers. Those waters make significant

Hunting Leases

Believe it or not, fall and winter hunting seasons are fast approaching. And, invariably, when the seasons begin, hunters ask their insurance agents about liability coverage on owned and leased hunting land and landowners ask about liability insurance on

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