The fabric of America—its people—is vastly different than it was a generation or two ago—no surprise to anyone. What is surprising is the relatively high number of independent agencies that are now reaching out to these diverse ethnic and other demographi
Many Americans believe they are invincible to accidents and illnesses. In fact, 62% of employees think it’s not very or not at all likely they or a family member will be diagnosed with a serious illness like cancer. Yet in reality, statistics show that ma
The Big “I” takes special pride in supporting federally elected officials and candidates who have a background in the insurance industry. The association weighed in for several incumbents, challengers and open seat contestants with industry experience thi
Everything You Ever Wanted to Know About Trees and the HO Policy; How the Insurance Grinch Stole Christmas; Insuring “Significant Others”
With so much happening in the long-term care insurance marketplace, it’s tempting for agents to want to give up selling it. But while the market is in disarray, the need for the product is clear.
The fall is always an extremely active time of year for all of us. Thanksgiving has passed, Christmas is coming and the New Year is right around the corner. There are so many things to be thankful for as this year begins to wind down, and this causes each
Santa’s sleigh—covered by a personal auto policy, homeowners or something else? Find out how Ace solves the Case of the Merry Mystery Shopper.
By: Volume 109, No. 11
The economy isn’t recovering quickly from the biggest recession in decades. But apparently that isn’t stopping independent agents. Revolutionary transformations are underway in the independent insurance industry, including a significant increase in the nu
Rats, It’s Excluded?!; “Lay-Up” Endorsements; Can One CGL Insured Sue Another One?