williamjones

HO Loss Assessment Coverage; Hurricanes and Homeowners Loss Assessments; Townhomes…HO or Master Policies?

For most of your clients, nothing is more foundational to their financial security than the ability to earn an income. It is their income that funds every other aspect of their financial plans. And one of the biggest threats to that income is the likeliho

After detailing the awesome new matching grant opportunities with Trusted Choice® in my column last month, I thought bringing you as up-to-date as possible on CAP (the consumer agent portal) would be appropriate in this issue.

By: Volume 110, No. 2

The inordinate time, money and effort it takes for independent agents to secure their firms’ IT systems and customer personal information could better be spent elsewhere—like sales. While systems and data security will never disappear as a major agency co

Two Homeowners Myths; Business Income and Mortgage Payments; Auto Policies and Street Racing

One of the centerpieces of the Patient Protection and Affordable Care Act was a requirement that states either establish and operate their own health insurance exchange or leave it up to the federal government. In all, 18 states and the District of Columb

One thing that’s become even more clear to me over the past several months is that the businesses that are succeeding through these tough times are the ones that are focusing on increasing revenue and sales and on getting and keeping customers—much more t

There are some exciting changes to the Trusted Choice® state grant program for 2013, which were recently announced by the Trusted Choice board of directors, chaired by past Big “I” chairman, David Daniel. David and the board feel these changes will presen

Can a 24-hour diner reclaim loss of business income when authorities impose a curfew, allowing the business to only be open for half of its regular business hours?