The True Cost of Deferred Roof Maintenance
What can begin as a relatively small issue on a roof can rapidly escalate into a costly property loss and prolonged business interruption for property owners.
Disaster Preparedness
After the Hard Market: Smart Moves for Commercial Lines Agents
Commercial lines markets may be stabilizing, but agents who use this period to reset and prepare will be best positioned for what’s ahead.
Property Claims Decline as Regional CAT Events Intensify
Local catastrophes caused intense regional volatility, according to Verisk, but overall lower claim volume contributed to the property & casualty industry’s strong first-quarter results.
How Parametric Insurance Can Help Your Commercial Clients
Parametric insurance has been around for many years, but with increased data granularity and availability, these special policies are now widely available to fill coverage gaps under admitted policies.
‘It Only Takes One,’ Warns NOAA Ahead of ‘Below-Average’ Hurricane Season
The 2026 hurricane season, which starts on June 1, is projected to be below average, with eight to 14 named storms expected.
El Niño to Shape 2026 Atlantic Hurricane Season
AccuWeather is predicting between 11 to 16 named storms, including four to seven hurricanes and two to four major hurricanes.
Coalition Adds Deepfake Response Endorsement
Coverage responds to a deepfake event, providing technical analysis by a deepfake forensics firm, legal work to have the deepfake taken down from online platforms and crisis communications support from a public relations firm.
Over 800,000 Without Power as Deadly Cold Grips the Country
The deadly winter storm that swept across the U.S. over the weekend has left at least 12 people dead and thousands of people stranded, with over 19,000 flights canceled during the storm.
Top 5 Most-Read Articles in Independent Agent in December
December looked at the 2025 Atlantic hurricane season, the impact of claims management on customer experience, state requirements for paid leave and time off. Plus, state regulations on artificial intelligence (AI) as well as a review of 2025’s top stories.
5 Predictions for the Insurance Industry in 2026
From artificial intelligence (AI)-driven operational shifts and dynamic climate modeling to heightened cyber and privacy risks, 2026 is shaping up to be a year of transformation for the insurance industry.
