Agency Operations

Avoid E&O Claims from Cosmetic Hail Damage Exclusions

To keep premiums affordable, homeowners carriers are excluding coverage for what used to be standard covered perils. Cosmetic hail damage is one of those coverages that is increasingly becoming excluded.

Declaration of Independents: Megan Carroll

In 2017, Carroll became a part owner and president of Stein Agency, a process in which she has stepped up professionally and grown into a leadership position while learning the ropes of agency management and p&c insurance.

Agency M&A Down 10% in 2024

While 2024 saw decreased mergers and acquisition activity from the previous four years, activity was still higher than in pre-pandemic years.

Leadership Lessons from the Hard Market

Most leaders not only navigated market conditions they had never personally experienced, they also did so while leading a workforce that hadn’t either—a workforce that was busier, under more pressure and dealing with more stress than ever.

Declaration of Independents: Jay Fribourg

Fribourg’s experience working in a cybersecurity distributor startup firm led to the creation of BlueZone Cyber Solutions, which combines expertise in both insurance and cybersecurity.

What Commercial Clients Should Know About Earthquake Insurance

For the most part, earthquake is a covered peril in traditional insurance but policies tend to have low sublimits compared to other perils.

A closeup of a seismograph machine needle drawing a red line on graph paper depicting seismic and eartquake activity - 3D render

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