6 Ways to Lower Your E&O Risk in Cyber
Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.

Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.
When Hurricane Matthew devastated his community, independent agent Ashley Brady decided his town’s leaders weren’t doing enough to help constituents. He ran for mayor against the incumbent—and won.
Independent agents Zuri Malick, Kyle Dean and Kali DeWitt share their personal experiences with perpetuation.
Between now and the day you retire, unforeseeable circumstances may get in the way of your workplace farewell. How can you minimize disruption?
It all started when Andrew Rutherford decided to run the Charleston half marathon. Although they weren’t runners, co-workers Andy Enders and Sydney Kyler gave in and agreed to run the Hershey half. Fast forward three years, and running is now entrenched i
Should every agent have a copy of the agency agreement, or is there a better method?
“You can’t say, ‘We’re down, we’re flooded, we’re not available,’” says Richard Blades, chairman of Big “I” agency Wortham. “You have to be operating as close to business as usual as you can.”
As victims of Hurricanes Harvey and Irma begin to pick up the pieces, independent agents in Florida and Texas are stepping up to the challenge to be there for their clients.
Failing to understand the details of employee classification requirements under workers compensation statutes can result in inaccurate reporting, which can lead to an assessment of additional premium after an audit—and an E&O claim.
Regardless of your location, lessons from the most recent regional natural disasters could prove invaluable should you face a crisis in the future—and ensure your firm can serve clients in their greatest time of need.