Agency Operations

6 Ways to Lower Your E&O Risk in Cyber

Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.

Declaration of Independents: Ashley Brady

When Hurricane Matthew devastated his community, independent agent Ashley Brady decided his town’s leaders weren’t doing enough to help constituents. He ran for mayor against the incumbent—and won.

Agency Profile: Home Run

It all started when Andrew Rutherford decided to run the Charleston half marathon. Although they weren’t runners, co-workers Andy Enders and Sydney Kyler gave in and agreed to run the Hershey half. Fast forward three years, and running is now entrenched i

How Would Your Agency Fare During a Hurricane Harvey?

“You can’t say, ‘We’re down, we’re flooded, we’re not available,’” says Richard Blades, chairman of Big “I” agency Wortham. “You have to be operating as close to business as usual as you can.”

Misguided: Workers Comp and the Classification of Employees

Failing to understand the details of employee classification requirements under workers compensation statutes can result in inaccurate reporting, which can lead to an assessment of additional premium after an audit—and an E&O claim.

Lessons Learned from Harvey, Irma

Regardless of your location, lessons from the most recent regional natural disasters could prove invaluable should you face a crisis in the future—and ensure your firm can serve clients in their greatest time of need.

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