An agency has a disagreement as to what constitutes an “insured location”: The insured owns a home and outbuilding on an 11-acre parcel of land, plus a 64-acre parcel of land across the street from the home, which contains two buildings.
In response to requests for specific coverage provisions, XL Group has enhanced its Executive and Corporate Securities Liability offering to “cover plaintiff’s attorney fees on an un-allocated basis.”
Approaching the subject of life insurance can sometimes be a challenge. Use these relevant questions to start the conversation with your clients.
Producer and owner compensation comprises a large chunk of agency expenses that are inextricably tied to juggling new versus renewal business. What’s the best way to structure your compensation model to benefit the bottom line?
Most agents have traditionally viewed renters insurance as an ancillary type of coverage. But thanks to millennials, that’s no longer the case.
Ethics Awareness Month is the perfect time for a reminder that insurance professionals must have ethical courage to operate effectively in the insurance industry.
An agent was under the impression that a homeowners policy excludes coverage for anything in or over a body of water. But do docks, bulkheads and wharves have coverage under Coverage B Other Structures?
2014 saw myriad large builders risk losses when multi-story wood frame projects suffered serious fire damage around the country. But the line of coverage involves more than just frame construction. Here’s what to keep in mind about the market heading into
After a small kitchen fire causes both fire and smoke damage to an insured’s kitchen cabinets, the carrier only wants to allow coverage for the cabinets that suffered fire damage. Can the insured avoid ending up with mismatched styles?
Many of your personal lines insureds are sending their children away to college this time of year. Do they need to purchase additional coverage while these students are away?
