How Do ISO’s Public Protection Split Classes Work?
A client’s property is located in a community that has an ISO public protection class rating of 3/9. What’s the class for a property located 5.38 miles from a fire department?
A client’s property is located in a community that has an ISO public protection class rating of 3/9. What’s the class for a property located 5.38 miles from a fire department?
In the wake of the construction recession in 2009, surety clients are in dire need of sound advice and guidance from their insurance agents.
The business world revolves around numbers. But even objective statistics can be deceiving.
If a food truck is damaged by a covered peril at the described premises of a catering service, the resulting loss of income can be covered by two different business income coverage forms. But if a food truck is damaged away from the premises, ISO has neve
It could come down to how the wait staff serves customers.
After a burglary, an agent’s client suffered significant damage to the home, including losing a safe containing jewelry, money and guns. Together, the jewelry and money alone were worth more than $88,000—but the client received only $1,200 from the insure
According to the U.S. Department of Health and Human Services Administration, approximately 407,000 children have been placed in the foster care system in the United States. Society encourages becoming a foster parent, but in the midst of meeting the nume
Condon Skelly is implementing a different collector vehicle underwriting game plan since its acquisition in 2010 by Pennsylvania-headquartered multilines program administrator NSM Insurance Group.
ISO has revised its commercial general liability forms and endorsements, including making changes to coverage for liquor liability. Some changes result in a narrowing of coverage, which can present an errors & omissions exposure.
Regional multilines carrier Erie singles out various builders risk extensions of coverage that are designed to attract new business from agents and brokers. Erie Vice President Christine Lucas cites three all-risk coverage components that come at no addit