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With fall semesters in full swing this month, agents should remember to guide parent clients on the most important factor of all: the safety of their child.

To expand its presence in the high net-worth personal lines sector, Cincinnati Insurance Co. has plans to increase capacity through its Executive Classic homeowner policy and add a new product with key coverage expansions.

Safeco has redesigned its new auto program to offer four coverage levels for auto, classic car and RV policies that build on each other and offer combined features.

What happens when someone files a claim against a commercial client after it has gone out of business?

A carrier always has valid reasons for denying insurance. But the scenarios for homeowners can be as diverse as the homes and properties they own.

When the hood of a car isn’t properly latched and hits the windshield, should the claim be comp or collision?

When an LLC rents multiple vehicles for a project, employees use personal credit cards. After an accident occurs, the insurer denies the claim on the basis that the vehicle wasn’t rented to the named insured.

Does your agency still approach clients like the hotel clerk that provides guests with a metal key when they check in?

An agency wants to provide a driving history report to a commercial insured for one of their drivers. Is this an acceptable practice?

As the general economy continues to improve, insureds are making more purchases in discretionary areas, including boats. But selling marine isn’t like selling auto. Where do you begin?