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Total Revenue Coverage for crops is a supplemental crop insurance policy that offers growers a firm guarantee, expressed in dollars per acre, at the time of signup.

Instead of flying cars like George Jetson, 2016 has brought drones and a fair amount of global anxiety. What should independent agents ponder as we kick off the New Year?

BOP pricing might be sticking to the status quo. But moving forward, don’t be surprised if your commercial clients want their BOPs to incorporate more than standard fare.

ACE Commercial Risk Services, the small business unit of ACE Group, unveiled a new BOP that combines mainstream commercial lines products with specialty coverages.

Booming growth has called attention to the unique insurance needs of wineries, breweries and distilleries that go beyond what the liquor liability insurance market traditionally offers. In response, NSM Insurance Group has launched a brewery and winery pr

The ISO CGL form contains an exception to the exclusion regarding automobiles for parking vehicles “on, or on the ways next to, premises you own or rent”—aka valet parking. What about a nonprofit using a city-owned lot to park cars during a public festiva

Auto dealerships are a volatile niche for insurers. With some programs exiting the market, Risk Theory is stepping into the gap with a product that helps auto dealers manage significant risks to their inventories, including hail, flooding, collision, thef

An agency receives mortgage company requests for specific wording in reference to replacement cost on an evidence of insurance. What’s the proper response?

Progressive enhances and expands the availability of its homeowners offering with a new product made possible by the company’s ongoing acquisition of American Strategic Insurance—both part of efforts to appeal to the financially responsible preferred cust

As baby boomers start to fade out of the independent agency channel nationwide, agencies need to take a closer look at whether their hiring strategies are sustainable. But a perpetuation plan requires more than simply hiring a couple of new producers.