PRODUCT: Contractor's Professional and Pollution Liability for Environmental Contractors.

COMPANIES: Vantage Risk Specialty Insurance Company, Excess & Surplus Lines.

BEST RATING: A-

AVAILABILITY: Available on an open brokerage basis.

FOCUS: Vantage Risk has extended its contractors pollution liability and professional liability offerings to environmental contractors and consultants, expanding the company's participation across the design and construction lifecycle.

The policies complement the company's expertise and portfolio of insurance products for the U.S. construction industry. The products are designed to respond to environmental risks that can cause financial strain and pose significant hurdles to project completion.

“Our newly launched offering is designed to complement our expanding range of construction products," says Lawrence Lejfer, senior vice president, head of construction professional and environmental, Vantage Risk. “This includes professional and pollution liability coverage tailored for general contractors, design builders, trade contractors, architects and engineers, and project owners.

“Additionally, we offer subcontractor default insurance and construction excess casualty coverage," he adds. “Together, these comprehensive solutions cater to the diverse needs of the construction industry, providing enhanced protection and risk management for our clients."

COVERAGE DETAILS: Vantage environmental coverages are written on a non-admitted basis nationwide and will be available as primary or excess coverage.

Coverage may include mitigation, non-owned disposal sites, transportation and insured owned location on claims made and occurrence triggers. Coverages may be practice- or project-specific and owner-controlled or contractor-controlled.

“With the ever-changing regulatory landscape, contractual obligations and increased societal pressure, clients are now expected to take a proactive approach in their coverage purchasing and risk management practices," says Michael R. Dannecker, vice president, underwriting—environmental, Vantage Risk.

“To meet these demands, Vantage has established the expertise and capabilities necessary to deliver a high-quality solution," Dannecker says. “Our underwriting expertise, coupled with advanced technology tools, allows us to effectively address the evolving needs of our clients and provide them with comprehensive coverage and risk management solutions."

MINIMUM PREMIUM: $25,000.

TARGET: Environmental contractors and consultants.

COVERAGE TERRITORY: Worldwide for U.S.-domiciled insureds.

COVERAGE AVAILABILITY: All U.S. states.

CONTACT: Michael R. Dannecker, vice president, underwriting—environmental, Vantage Risk; 303-596-2122; Lawrence Lejfer, senior vice president, head of construction professional and pollution lines and environmental, Vantage Risk; 732-570-0739.

Will Jones is IA editor-in-chief.