Personal Lines

Over the past decade, it is estimated that 60% of residential homes are undervalued by roughly 15%-20%—and that was before the recent explosion in construction costs.

A windstorm blew some shingles off a wood shake roof, but due to the roof’s age, repairing the damage would do more damage to the existing shingles.

The new coverage offers specialized insurance to protect against unique golf course risks such as golf and tennis pro professional liability; trees, shrubs, and plant coverage; and more.

As building costs rise, it’s important to educate your customers about insurance coverages. Here are five topics to cover.

The new product offers policyholders the choice of accident and illness coverage only, or accident, illness and wellness coverage.

A high net-worth prospect lives in a home that is owned by a trust in their spouse’s name. How can the agent make sure the trust and the individuals are covered?

While many dog bites do not injure or the wounds are minor, some dogs, such as mastiff derivatives, pit bulls, rottweilers and shepherd breeds, are viewed as problematic by underwriters.

UBI has a growing foothold in personal auto insurance with many insurers offering UBI programs, such as mileage-based and behavioral-based programs.

Water damage among homeowners is on the rise and smart devices can turn the trend around.