A Chaotic Commercial Auto Market Leaves a Seat for Agents
While underwriting losses have plagued the commercial auto insurance market for over a decade, the market is projected to continue to grow.
Personal Lines
The Importance of Life Insurance for Middle-Class Clients During High Inflation
With soaring inflation in the last year, middle-class clients could be looking to cut expenses wherever possible. This means life insurance is under scrutiny.
How Do Packaged or Bundled Home and Auto Policies Compare With Monoline Policies?
Most insurance carriers offer to bundle two policies, but others offer true package policies. Although bundled and package policies seem similar on the surface, they are different.
Removing Separated Spouse from PAP
An insured is separated from her husband and wants to stop paying the premium for the vehicle he drives. If an accident were to occur, would she be liable for anything pertaining to the policy or accident?
Is BAP UM/UIM Coverage Applicable When Driving an Unlisted Vehicle?
After a fatal accident in which the victim was hit by an underinsured driver while driving an unlisted tractor, the carrier says uninsured/underinsured motorist coverage does not apply.
Farmers Florida Exit to Affect 100,000 Policyholders
This week, Farmers Insurance said it will stop offering home, auto and umbrella policies in Florida.
Aligning Expectation and Replacement Cost in an Inflationary Environment
Homeowners rely on replacement cost endorsements to cover the full value of household items and home features. However, frequently and ever increasingly, they find that their coverage is not adequate.
Westfield Unveils MissionSafe® Safe Driving Rewards Program
MissionSafe engages auto insurance customers to enhance safe driving practices while earning a discount.
Customers Move to Usage-Based Insurance as Auto Rates Surge
Nearly one-third (31%) of U.S. auto insurance customers have seen their rates increase in the past year, leading to the largest decline in customer satisfaction in 20 years.
Companies Pull Back from Property and Auto Insurance Markets
This week, Nationwide announced it is pausing writing business in certain lines of insurance, joining the list of insurers who have withdrawn from markets.
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