Leverage Technology to Transition From Personal to Commercial Lines
With the changing landscape in the personal lines market due to the hard market, personal lines agents may be thinking about diversifying their revenue.
Commercial Lines
P&C Industry Results Improve Despite 2024 Underwriting Loss
U.S. property & casualty insurers posted an underwriting loss of $2.6 billion for 2024, a significant improvement from the $24.6 billion underwriting loss recorded in 2023, according to AM Best.
Farm to Fork: Finding Your Specialty in the U.S. Food Supply Chain
Here’s how agents are protecting the country’s food supply and how agents looking for a new specialty can find plenty of niche opportunities throughout the domestic food cycle.
K&K Insurance Launch Specialized Program for Media Productions
The program includes a suite of commercial inland marine and general liability products, as well as additional optional coverages to meet unique exposures within the entertainment space.
Why Agencies Are Paying More for E&O Coverage at Renewal
Seventy-three percent of independent insurance agencies saw an increase in their agency errors & omissions renewal premium in 2024.
How to Fulfill a State Requirement of $1 Million Limit on Damages to Rented Premises Coverage
A general contractor in New York is being required by a state authority to have $1 million limit for coverage for damages to rented premises. The commercial general liability (CGL) carrier can only issue a maximum of $300,000.
Half of Midsize Businesses Feel Unprepared for Risks, Says Nationwide Survey
More than three-quarters of midsize business owners say evolving regulatory and safety standards have had an impact on their risk management needs, the survey found.
Builders Risk vs. Homeowners Endorsements for Luxury Home Renovation
A client is planning a $400,000 house renovation. Would a builders risk policy be the best option to cover the renovation, or are there specific ISO homeowners endorsements that can be added?
AI Changes Phishing Attacks: How Firms Can Protect Themselves
Cybercriminals are using artificial intelligence (AI) to make phishing harder to detect. Here are four security practices that small and midsize businesses can use to protect their organizations.
Reconstruction Costs Up 60% Since 2014
The significant increases were driven by inflation, labor shortages and supply-chain disruptions, according to a Verisk report.
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