Commercial Lines

With the right approach, smaller insurance agencies can jump into the game. Here are three ways agencies can capitalize on small commercial lines quickly.

An employee from a janitorial service insured mistakenly threw out a bag of hard drives while cleaning a property, a loss of $33,000. Did they have care, custody or control just by being there to clean the premises and throw away trash?

Wouldn’t it be nice to know? This month’s Student of the Industry article takes a look at the data.

Restaurant Guard’s Employment Practices Liability Protection mitigates the unique set of risks that can threaten the health and sustainability of a restaurant.

It’s crucial to educate commercial auto clients because “when there’s a loss,” says independent agent Sam Artino, “you’re not thinking about how much you paid, you’re thinking about how much coverage you have.”

Without a direct physical loss, would the shutdown of a restaurant or business due to coronavirus concerns trigger contingent business interruption coverage?

When it comes to cyber liability insurance, “You have to drill down and figure out specifically what risk each client has to be able to appropriately mitigate damage,” says independent agent Jeffrey Miller. “I say ‘mitigate’ because it’s not if you have a

How social inflation is ballooning into every independent insurance agency.

With five rural offices in Utah and one in Las Vegas, The Insurance Center team studies emerging national industries and works to establish comprehensive, tailored programs for them—including safety training videos produced in-house.