Commercial Lines

Declaration of Independents: Jay Fribourg

Fribourg’s experience working in a cybersecurity distributor startup firm led to the creation of BlueZone Cyber Solutions, which combines expertise in both insurance and cybersecurity.

Fast Quoting, AMS Integration Are Key to Agent-Carrier Partnerships

When choosing carriers to work with, agents listed the quality of product offerings as the most important factor, followed by great customer service and ease of business enabled by technology.

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What Commercial Clients Should Know About Earthquake Insurance

For the most part, earthquake is a covered peril in traditional insurance but policies tend to have low sublimits compared to other perils.

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Can a Carrier Extend an Expiration Date to Issue a Nonrenewal?

An admitted carrier in Texas tried to nonrenew a commercial umbrella policy that was due to renew in 30 days. However, the Texas insurance code says insureds must be notified of a nonrenewal 60 days before renewal. When the agent mentioned this, the carrier said it would extend coverage for another 30 days and then…

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