Commercial Lines

Many may think product diversification is optional, but it can be key to long-term survival and profitability. Here’s how agencies can diversify their commercial lines book.

Whether the vehicles are used as passenger or employee transportation, encourage your insureds to implement these tips to train employees to use off-road vehicles.

The new product provides coverages for a wide range of farming and ranching operations, including hobby farms, ranches, small to mid-sized farms, large farms and complex farming operations.

Many business owners have not considered the impact changes in the business environment will have on their insurance requirements.

A comprehensive environmental insurance strategy is one of the best options for protecting against the catastrophic environmental- and pollution-related problems that can occur on any site development.

How are defense costs handled in this scenario? Is the insured responsible for these costs?

While business owners continue to face challenges, here are three ways independent agents can differentiate themselves and add value to their clients.

“As the workforce continues to be lean, we are seeing significant stressors on employers and employees,” says independent agent Michael Harter. “There have been increases in workplace violence claims, mental health claims and injury claims related to repu

The product offers commercial property, general liability, auto, inland marine, crime, excess and cyber coverages for libraries.

How should the agency respond? And how can agencies curb the trend of COI requests becoming more and more onerous?