Commercial Lines

Environmental exposures are becoming harder to ignore and many commercial policies are excluding exposures to specific contaminants.

Smart irrigation systems, soil quality monitoring technology and automated machinery support farmers but the economy and climate change are out of their control.

An insured is a commercial campground with a commercial general liability policy, under the class code “Campgrounds – Code 10331.” If someone gets burned by one of the campfires, is that covered?

“A common misconception is that agriculture is a slow-to-adapt industry, which couldn’t be further from reality,” says independent agent Luke Sandrock. “We service many clients that operate with small margins and who are constantly analyzing and innovatin

Modern technology is used in all aspects of farming, transforming the industry by creating increased production and improved, environmentally sustainable, quality products.

It’s no surprise that auto policies generated the most errors & omissions claims in 2022, fully rebounding from the 2020 trough caused by a reduction in miles driven and replaced policies.

Whether insureds sell through an Etsy store, a retailer selling products online or even at a farmers market, any parties involved in the product chain can be liable for a customer’s injury.

Wildfire seasons are getting longer and more destructivec and are a growing concern for everyone. Insurance companies are no exception.

Here’s how to explain to a client when a fellow employee endorsement would be triggered.

In the year ahead, we’re likely to see companies increasingly prepare to protect themselves from concentration risk and the fallout from potential stress points like a war.