Commercial Lines

AN Radio: Meet the Insurance Beauty Queen

Crystal Fox, the founder of Beauty Queen Insurance, a division of the Smith Sawyer Smith agency in Rochester, Indiana, shares how she pivoted from being a beautician to specializing in insurance for the beauty industry.

When to Move a Workers Comp Client to a New Carrier

With positive financial results in the workers comp market, agents can expect clients to consider the cost of their coverage and whether they can save money by switching providers in a competitive market.

Is an Outhouse Covered as an Other Structure on a Farm Policy?

The carrier denied coverage, saying the building is appurtenant to the scheduled garage because it is closer to the garage, the activities usual to the house do not depend on the building, and the insured uses the building to avoid having to go back to th

Declaration of Independents: Crystal Fox

After 15 years in the beauty industry, Crystal Fox saw her livelihood and the industry she loved come to a screeching halt in 2020. Due to the pandemic, the beauty locations she advised were shuttered. However, Fox found a new way to serve her market—insu

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