Commercial Lines

How AI Is Impacting the EPLI Market

The rise of artificial intelligence (AI) and its growing role in employee recruitment and management is set to reshape the employment practices liability insurance (EPLI) market through 2026 and beyond.

Pharmacists Mutual Introduce PM Vet Protect

The product primarily protects veterinarians from malpractice claims, with coverage for both individuals and entities, and includes $100,000 in license defense coverage with no extra premium.

Commercial Property Coverage for Tools Stolen from Jobsite

A general contractor filed a claim after tools were stolen from an employee at an active construction project location. The carrier denied coverage, saying that the tools were not located at the insured’s premises.

Top 5 Most-Read Articles in Independent Agent in December

December looked at the 2025 Atlantic hurricane season, the impact of claims management on customer experience, state requirements for paid leave and time off. Plus, state regulations on artificial intelligence (AI) as well as a review of 2025’s top stories.

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