Commercial Lines

These two factors could lead to higher experience modifications and increase premiums going forward.

A barge service was installing a boat lift for a client when the wind shifted directions and pushed the barge into another dock, causing $6,000 in property damage. The carrier is denying coverage because the boat was moved by the wind.

Here are six of the most common misconceptions the general public shares about flood coverage, which affect an agent’s ability to sell a flood policy.

While professional liability limits for many architecture & engineering firms have remained consistent, a changing landscape and severity of court verdicts is causing some carriers to reevaluate their appetite.

Crystal Fox, the founder of Beauty Queen Insurance, a division of the Smith Sawyer Smith agency in Rochester, Indiana, shares how she pivoted from being a beautician to specializing in insurance for the beauty industry.

With positive financial results in the workers comp market, agents can expect clients to consider the cost of their coverage and whether they can save money by switching providers in a competitive market.

Berkley Select has added new coverages, more flexible policy forms and expanded capacity.

Carriers and agents are playing a key role in the increased use of technology to manage workplace safety risks.

The carrier denied coverage, saying the building is appurtenant to the scheduled garage because it is closer to the garage, the activities usual to the house do not depend on the building, and the insured uses the building to avoid having to go back to th

After 15 years in the beauty industry, Crystal Fox saw her livelihood and the industry she loved come to a screeching halt in 2020. Due to the pandemic, the beauty locations she advised were shuttered. However, Fox found a new way to serve her market—insu