Commercial Lines

All businesses have some exposure to employee theft, but companies with fewer than 100 employees disproportionately bear the brunt of this problem.

Even if its building or contents are horribly underinsured, a business could still reopen after a catastrophe—as long as it has sufficient business income coverage.

Just because workers compensation insurance is mandatory doesn’t mean you can afford to be lazy. To make the client/agent relationship count, you have to be proactive.

What’s driving rate decreases in workers compensation? Here’s what you need to know about the challenges this market faces in 2017 and beyond.

Your clients have employees who are willing to travel across state lines to get the job done. But will their workers comp coverage follow?

Wage and hour is now the fastest-growing type of employment practices claim. But with rare exceptions, D&O and EPLI policies do not provide wage and hour coverage—nor do they provide coverage for personal liability arising out of wage and hour.

Employment practices liability insurance is just as important as workers compensation coverage, says independent agent Tim Clarke. But most clients don’t understand how much they need it.

Nonprofits and private companies usually don’t expect to be sued by employees, customers, private shareholders, creditors, regulators or competitors—but they are.

Some architect & engineer risks are pretty straightforward. But how confident are you that all your A&E clients are properly covered? Here are five common causes of coverage gaps to make sure you discuss at your next meeting.

Marijuana, mold, drones—why turn a blind eye to a new risk when it could be so lucrative for your business? Before agreeing to write that policy, make sure you’re not walking straight into an errors & omissions disaster.