Commercial Lines

​As we head into a new year, there’s no better time to equip producers with foundational insurance industry knowledge and concepts.

No independent agency is an island. Here’s how AI-driven cybercrime and digital outages are prompting carriers to tighten agency agreements with robust cybersecurity mandates.

Regular attention must be paid to keeping underlying coverages in place without any gaps, offering higher umbrella limits and recommending uninsured motorist/underinsured motorist coverage.

Fribourg’s experience working in a cybersecurity distributor startup firm led to the creation of BlueZone Cyber Solutions, which combines expertise in both insurance and cybersecurity.

Coverage provides comprehensive commercial insurance coverage for the high-risk adventure rental sector.

When choosing carriers to work with, agents listed the quality of product offerings as the most important factor, followed by great customer service and ease of business enabled by technology.

5 Tactics to Help Small Business Owners Avoid Underinsura… Independent insurance agents play a critical role in encouraging small business owners to prioritize insurance and closing the underinsurance gap.

For the most part, earthquake is a covered peril in traditional insurance but policies tend to have low sublimits compared to other perils.

The program offers customized solutions that help businesses enhance workplace safety and maximize the value of their workers compensation programs.

An admitted carrier in Texas tried to nonrenew a commercial umbrella policy that was due to renew in 30 days. However, the Texas insurance code says insureds must be notified of a nonrenewal 60 days before renewal. When the agent mentioned this, the carrier said it would extend coverage for another 30 days and then…