Commercial Lines

It appears that general contractors are attempting to use the Alternate Employer endorsement like an Additional Insured endorsement. When should you allow it?

Ironshore’s newly revised Designers and Contractors Professional & Pollution Liability form provides claims-made third-party professional liability protection against damages related to contractors’ negligence in the performance of professional services.

Where does an agent begin researching and advising an employer client about drug testing employees in the case of an accident?

Any agent who’s had a workers comp client poached understands that just like any other line of insurance, satisfied, well-protected workers comp insureds require a serious investment of time and effort.

UFG’s new series of business owners policies and proprietary insurance products addresses the needs of small business owners, while also offering independent agents a streamlined quoting process and personalized service.

OneBeacon has been offering management liability coverage since 2009, but its latest suite of primary policy forms delivers more comprehensive coverage to a broad range of health care, nonprofit and private organizations.

Multiple endorsements are available to agents who place an account with Markel Specialty, ensuring that no matter the scenario, Markel Specialty is here for your small business.

In the third quarter of 2018, workers comp was the only commercial line to clock a composite decrease, with average rate changes coming in around -3%.

With the advent of ridesharing services leading many individuals to use their personal vehicles for income, the insurance industry has had to adapt quickly.

Independent agent Jon Erickson invests a lot of time in educating his clients about ways to avoid workplace injuries. “Workers compensation costs can be controlled with risk management more than other lines of insurance,” he says.