Commercial Lines

Top 10 Business Risks in 2025

Business are most concerned about cyber, business interruption and natural catastrophes, according to the “Allianz Risk Barometer 2025.”

Beazley Launches Quantum Cyber Coverage

Coverage typically includes protection against data breaches; business interruption loss; cyber extortion; data recovery and more for large corporations.

How Does the Volunteer Worker Exclusion Impact BOP Coverage?

​A carrier is adding BP 04 71 Exclusion – Volunteer Workers to every business owners policy, even on BOPs for contractors. The agent doesn’t understand why a carrier would want this exclusion on an entity with little to no volunteer exposure.  In C. Who Is An Insured, the BOP includes: Your “volunteer workers” only while performing duties related…

Flat lay still life of a large selection of assorted workshop tools and hardware arranged diagonally over blue

4 Insurance Industry Predictions for 2025

After a tumultuous few years, top industry analysts have weighed in with their predictions on what’s in store for the insurance industry in 2025.

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