williamjones

As more consumers purchase RVs for the first time this year and seasoned RV owners use vehicles in new and creative ways, insurance coverage gaps need to be addressed.

Off-roading season is here, so many customers will need off-road vehicle coverage. The problem is they often don’t know they need it. Here’s how to help them understand why they do.

Winter brings off-roading season and an opportunity to position yourself as a trusted advisor. Here are some common mistakes that customers make when insuring their vehicles.

The surge seen in the RV sector is a trend witnessed across the nation. With rates currently stable, opportunities exist for agents to capture new customers or focus on rounding out books of business.

“We find it to be beneficial to develop relationships with RV dealers, so they can provide our contact information to their clients,” says independent agent, David Keslar. “We know it is important for the dealers to have a trusted partner for insurance se

As far as biggest RV insurance changes go, “RVs are becoming quite extravagant,” says independent agent Yvette Jaramillo. “It is a higher premium, and on top of that a lot of people—especially retirees—live in them. Only certain carriers will cover that.”

When thoughts turn to spring and your clients take out the big boy and girl toys—motor homes, boats, jet skis, motorcycles, RVs, ATVs and golf carts—they need to make sure they have the proper insurance coverage.

Over the past several years, independent agent Nick Pembroke watched the RV market perform well. “The economy has bounced back and people have felt like they have the money to invest in these kinds of things,” he says. “It’s kind of a bonanza for our agen

Independent agent Tom Lucas has noticed some changes in the RV market. “We’re seeing companies coming in with replacement cost and disappearing deductibles that we didn’t see before,” he says.