williamjones

Physicians Who Need Big Malpractice Limits Can Now Play Ball

Independent agents who receive requests for higher limits often struggle with a limited marketplace that offers standalone excess coverage—as well as a small number of willing commercial carriers with which they may not be approved. Physician professional

Public Entities: To Pool or Not to Pool?

Many public entities are accustomed to finding more competitive insurance pricing by joining a pool. But in a softening property-casualty market, that’s no longer a given.

Americans with Disabilities Act: Public Entities Must Comply

More than 55 million people in America have physical or mental disabilities that substantially limit a major life activity. Under the Americans with Disabilities Act, state and local governments must comply with a number of regulations to help protect thi

Interpreting Pricing Trends in Public Entities

What’s happening in today’s public entities market? What’s motivating carriers in the space? And where are underwriting appetites headed in the future? Here are a few property and liability pricing trends to watch.

How to Tell if Your Clients Need Discontinued Product Coverage

Discontinued products that remain in the stream of commerce can still cause injury or damage. And unless your clients still have a product liability policy in place when the injury or damage actually occurs, they won’t have coverage.

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