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BOP rate fluctuations tend to be minimal in the absence of major catastrophes. Instead of pricing, the biggest BOP changes in the next 12-18 months will involve coverage clarifications.

Sam Zamloot moved to the agency side after working for three insurance companies over a 25-year period. Now, his background in loss control and marketing helps him succeed as a BOP producer.

Independent agents who receive requests for higher limits often struggle with a limited marketplace that offers standalone excess coverage—as well as a small number of willing commercial carriers with which they may not be approved. Physician professional

Most people tell recent college grads to dream big. But are you helping them understand the risks that can get in the way of those dreams?

Good email etiquette is essential to any marketing message. Follow these best practices to ensure your message hits its mark.

Growing up in an insurance family led Kim Mathews and her aunt to start a woman-owned agency. As principal, Mathews is motivated to be a good leader for her employees.

Many independent agents struggle to meet the demands of millennial clients. But on the flip side, young agent Caroline Pintabone finds it equally difficult to work with baby boomer clients who hesitate to adopt technological advances.

Many public entities are accustomed to finding more competitive insurance pricing by joining a pool. But in a softening property-casualty market, that’s no longer a given.

More than 55 million people in America have physical or mental disabilities that substantially limit a major life activity. Under the Americans with Disabilities Act, state and local governments must comply with a number of regulations to help protect thi

In the past, a boater with a disabled vessel had to personally radio a tow operator and pay out of pocket, then file for reimbursement at a later date. Not anymore.