Top 5 Most-Read Articles in Independent Agent in October

October was Cybersecurity Awareness Month and Independent Agent provided insights on how agents could use the timely opportunity to help clients strengthen cyber hygiene. Meanwhile, the Big “I” government affairs team provided important updates on federal developments, including FEMA’s decision to sell policies directly to consumers.

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Independent Agent is the authoritative source of information for professionals who sell insurance for independent agencies. Whether it’s a seasoned agency principal, producer, or account representative, Independent Agent helps agency employees increase sales and deliver an industry-leading customer experience.
In addition to thought-leading analysis of industry trends and market conditions, Independent Agent covers property & casualty coverage changes and new products, interprets legislative issues, and delivers the strategies managers need to grow their agencies.
Here are the five most-read articles on iamagazine.com in October:
5) Homeowners Insurance Rebounds With $16.5 Billion Underwriting Profit
By AnneMarie McPherson Spears
The U.S. homeowners insurance segment staged a dramatic recovery, according to AM Best, posting its first underwriting profit since 2019.
4) Cyber Insurance: The Impact of Evolving Threats From AI, Ransomware and Social Engineering
By Olivia Overman
An increasing cyber risk concern is driven by a changing threat landscape, where artificial intelligence (AI), connected technology systems and supply-chain relationships make it easier for cyberattacks to spread quickly and cause wider disruption.
3) Senate Passes Terrorism Insurance Reauthorization
By Raaed Haddad
The U.S. Senate bill now heads back to the U.S. House of Representatives, where it will need to be reconciled with the similar House bill that makes structural changes to the program.
2) FEMA Launches Direct-to-Consumer Flood Insurance Program
By Raaed Haddad
FEMA’s decision to sell policies directly to consumers raises questions about the federal government’s role in insurance distribution and could bypass agents and Write-Your-Own carriers.
1) 5 Strategies for Helping Clients Understand Their Cyber Exposure
By Olivia Overman
October was Cybersecurity Awareness Month, giving agents a timely opportunity to help clients strengthen cyber hygiene, educate employees about emerging threats, and review their cyber insurance coverage.
Compiled by AnneMarie McPherson Spears, IA news editor.












