Personal Lines Composite Rate Increase for 10th Year in a Row
The annual composite rate for both commercial and personal property-casualty lines continued to increase in 2021.

The annual composite rate for both commercial and personal property-casualty lines continued to increase in 2021.
The Big “I” will release an additional FAQ document and sample disclosure form reflecting the U.S. Department of Labor guidance in Thursday’s News & Views e-newsletter.
Throughout 2021, the Big “I” and Independent Agent magazine have been hard at work answering your questions and helping you be there for your clients.
The federal government is warning that the newly discovered Log4j vulnerability poses a major threat to computer network security. All Big “I” members should address this threat immediately.
Adapting to changing customer needs through product expansion is the primary way agencies are strategizing to grow in 2022.
The Big “I” has recorded a member-only webinar for agents handling group health plans subject to disclosure requirements effective Dec. 27.
Record valuations and the looming threat of a sizable increase to capital gains tax have been among the primary factors leading agency owners to sell.
Agents who handle group health plans subject to the new compensation disclosure requirements will need to comply effective Dec. 27.
Independent agents want more digital connectivity with their insurer partners and insurers are responding, acknowledging the time savings and ease of doing business.
The National Flood Insurance Program (NFIP) is scheduled to expire on the same date as government funding, which will expire tomorrow if legislation is not passed.