Professional Liability

Favorable loss ratios and an unprecedented decline in initial public offering (IPO) activity led to the softening of the directors & officers market, but signs point to impending changes.

Here are three foundational risk management considerations that agents should know to help improve clients’ insurability in the current architects & engineers liability market.

Across the real estate E&O sector, six-figure claims against property managers are becoming more typical.

In the employment practices liability market, the law that ended forced arbitration for sexual assault or harassment is likely to increase pressure on insurers responsible for paying for litigation in the short term.

One of the lasting legacies of the pandemic is an increase in remote workers, which has left an imprint on the employment practices liability insurance market.

The greatest factor in pushing rates down is the new capacity that came in during the hard market in both the U.S. and London.

Here are two claim scenarios where employment practices liability policies saved the day for independent agencies.

Coalition’s Executive Risks Insurance Designed for Not-for-Profits offers coverage including directors & officers, employment practices liability insurance, fiduciary liability and crime insurance.

An insured health care organization with directors & officers and employment practices liability insurance policies asked its agent if sexual harassment was covered on its D&O policy.

Management liability will likely go through some shifts in the next few years as it adjusts to changes in social inflation and in court interpretations.