Personal Lines

Reasonable recommendations can result in uncovered losses. Which professional advisers are giving your customers insurance advice?

In personal lines, should you spend more time on developing new business than retaining current clients? Two independent agents debate the issue.

As state gun laws change and business relationships with the National Rifle Association are severed, gun owners are left with a lot of questions about the type and amount of insurance they can carry.

As temperatures finally start to climb and school lets out for the summer, Americans are gearing up for one of their favorite times of the year: RV season. Just don’t expect the same type of person behind every wheel.

Independent agent Tom Lucas has noticed some changes in the RV market. “We’re seeing companies coming in with replacement cost and disappearing deductibles that we didn’t see before,” he says.

If a licensed minor with divorced parents lives between two homes and drives a car at each respective household, do they need to be listed on both parents’ umbrella policies?

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

Although the property-casualty and health insurance sectors have rushed to embrace the benefits of big data and predictive modeling, life insurers are lagging far behind.

There’s a fine line between inland marine and commercial auto. Here are three steps for making sure your client understands all their insurance needs in these areas.