Personal Lines

Whether it’s a leaky pipe or a problem with the connection between the refrigerator and the icemaker, non-weather water damage can be more devastating than you think.

Independent agent Heather Brummels is noticing that a lot of baby boomers are moving their homeowners insurance away from captive agents. “Many of these folks are starting to shop around to find equivalent and sometimes better coverage for a lower premium

A named insured owns a duplex, where she lives in one unit and her son and his wife live in the other unit rent-free. Do the son and daughter-in-law have coverage for their contents and liability under the mom’s HO-3 policy, or do they need to purchase th

How can insureds secure coverage for physical damage to a rented e-scooter or e-bike, and, more importantly, their personal liability?

Among the most common personal umbrella myths is the idea that this type of policy is only for the wealthy.

As personal umbrella carriers grapple with rising severity, here are three consequences you can expect for your agency’s personal umbrella book.

Independent agent Laurie Noel always offers personal umbrella coverage because “underlying policy limits are not always enough,” she says. “With the increasingly litigious society we’re all living in, personal umbrella has become more important than ever