3 Ways to Mitigate Personal Lines Risk During the Holiday Season
No matter which holidays your client celebrates, independent agents can use this time as an opportunity to reengage and ensure they have safety top of mind.
Personal Lines
5 Strategies to Help Clients as Personal Auto Premiums Rise
With the increasing cost of insurance, inflated gas prices and supply-chain issues leading to rising costs for cars, the personal auto insurance market is on a bumpy road.
Why Is the Personal Auto Market Deteriorating?
Inflation is driving up loss costs, carriers are increasing rates and underwriting guidelines are being tightened—all leading to a deteriorating auto insurance market.
3 Ways Agents Are Getting Stuck in Auto E&O
In 2021, the Great Reopening brought with it a return of the auto errors & omissions claim. Swiss Re received 183 of them last year and 2022 is on track to surpass it.
Winter Vacations and Unoccupied Homes: Losses Waiting to Happen
Here are four potential issues that can occur during the colder months and how agents can help clients be better prepared.
Should the Personal Umbrella Effective Date Match the Underlying Policy?
Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?
Driving Trends, Inflation Accelerates Auto Loss Ratios
With inflation peaking at its highest level in 40 years, auto loss ratios are at their second highest in over 20 years.
National Fire Prevention Week Celebrates 100 Years
This year’s Fire Prevention Week campaign, “Fire won’t wait. Plan your escape,™” works to educate everyone about simple but important actions to help stay safe from home fires.
How the Standalone Canine Liability Policy Helps With Dog Bite Exposures
Dog-related claims are taking a bite out of insurer profitability, so underwriting standards are becoming more stringent.
Are Your Clients’ In-Home Systems Protected?
When home systems break down, the costs to repair or replace even one of them can run well into the thousands.
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