Nonprofit

How to Handle Demands to Add Language to a COI

An agency provides a general liability policy for a local religious fraternity. Another insurer is requesting the certificate of insurance (COI) and demanding that it be added as an additional insured on the COI.

From the Front Lines: Nonprofit Insurance

“It’s a challenge to instill the mindset that just because you’re trying to help doesn’t mean you aren’t vulnerable to a lawsuit,” says independent agent Ben Guttman. “Many people don’t think about that, but recent cases have made many directors more awar