Cellphone Bans: How Agents Can Help Schools and Businesses Create Policies
As schools and other entities consider policies that limit or ban cellphone use, agents can offer risk control guidelines that might help avoid a claim.

As schools and other entities consider policies that limit or ban cellphone use, agents can offer risk control guidelines that might help avoid a claim.
An agency provides a general liability policy for a local religious fraternity. Another insurer is requesting the certificate of insurance (COI) and demanding that it be added as an additional insured on the COI.
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?
The nonprofit owns buildings, has tenants and collects donations. Donations appear on the nonprofit’s profit and loss statement and therefore impact the profits.
“It’s a challenge to instill the mindset that just because you’re trying to help doesn’t mean you aren’t vulnerable to a lawsuit,” says independent agent Ben Guttman. “Many people don’t think about that, but recent cases have made many directors more awar
Berkley Select’s nonprofit legal aid services insurance offers an innovative solution that provides comprehensive coverage for organizations offering legal aid services.
Directors & officers insurance is the best tool for nonprofits to protect volunteers against unforeseen allegations of harm.
Coalition’s Executive Risks Insurance Designed for Not-for-Profits offers coverage including directors & officers, employment practices liability insurance, fiduciary liability and crime insurance.
A nonprofit organization used a copyrighted picture without permission, and the owner demands payment. The carrier says the use doesn’t fall under advertising because the nonprofit isn’t selling anything.
With nearly 6 in 10 nonprofits negatively impacted by COVID-19, independent agents have the opportunity to counsel their nonprofit clients on the issues they face.