Commercial Lines

How to Mitigate Construction Risk with the Proper Coverage

As a result of increasingly popular design-build scenarios, the efforts of general contractors have intertwined with design professionals, which can lead to extremely complex, costly and timely liability issues.

From the Front Lines: Builders Risk

Working in the builders risk market gives independent agent Shyla Lankford a sense of accomplishment. “Being able to watch the progress of a project go from empty land to a beautiful building and knowing that you were a part of that is exciting and fulfil

Nonstandard Forms: Are You Sure That GL Policy is Adequate?

Whether it’s the absence of an important word, line or sentence from the policy, or a seemingly innocuous shift in the location of a definition or coverage item, here are four scenarios in which “lookalike” nonstandard policies could contain dangerous gap

From the Front Lines: General Liability

Independent agent Marty Clark spends ample time getting to know his customers’ business operations because, when offering general liability coverage, “it’s not OK to assume you know their risks,” he says.

Learning from Last Year’s Top E&O Mistakes

As 20th-century writer and philosopher George Santayana famously declared, “Those who cannot remember the past are condemned to repeat it.” No argument here. Insurance underwriters and claim managers share the conviction that the surest way to predict the

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