Declaration of Independents: Kelley Carter
Communication is the name of the game in the challenging coastal insurance market—and Kelley Carter, a communication and business major, has applied that wholeheartedly.
Commercial Lines
Health Care Costs Projected to Rise 10% in 2026
Health care costs are predicted to rise 9.6% in the U.S. in 2026, according to WTW’s “2026 Global Medical Trends” report. While next year’s increase will be slightly less than the 9.7% rise in health care costs experienced this year, it will be significantly higher than the 7.6% increase in 2024. Globally, costs are predicted…
Preventing E&O Claims After a Merger or Acquisition
As errors & omissions from post-merger & acquisition missteps rise, here are four ways agencies can reduce exposure after a deal is done.
Severe Convective Storms Lead Concerns for Insurers
The vast majority of insurance company executives view severe convective storms (SCS) as the leading threat to their balance sheets, according to a Demex survey.
Preventing E&O Exposures as Insurance Agencies Turn to AI
The rise of AI is poised to transform independent insurance agencies however, increased adoption is prompting essential discussion regarding the errors & omissions implications of its use by agencies.
The Hanover Launches Workers’ Comp Advantage
The new product is designed to simplify and accelerate the quoting and binding process for small business clients.
Navigating the New Risk Landscape of Data Center Construction
The rapid growth in data centers has brought new challenges and a growing need for sophisticated insurance solutions to manage such risks.
Can a BOP Have Business Income Coverage Without Building Property Coverage?
A commercial lines prospect has a limit on business income and business personal property (BPP), but not on the building.
Privacy Litigation Risk Grows ‘Substantially,’ According to Coalition Report
Lawsuits over how businesses collect and use data have surged, driven largely by aggressive plaintiff’s attorneys leveraging decades-old privacy laws in modern contexts.
From the Front Lines: HOA Insurance
“For years, community associations were stuck in one of the hardest insurance markets we’ve ever seen,” says independent agent Trey Griffy. “Premiums climbed, carriers pulled out and deductibles got pushed higher across the board.”
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