Commercial Lines

An agent is issuing a new certificate of insurance with policy limits of $1 million/$2 million. The agent knows of a $500,000 claim. What policy limits should be shown on the COI?

It all comes down to the factors used to calculate each amount. Would you be able to explain it to a client?

As exposures and risks for educational institutions continue to evolve, The Hanover responds with an enhanced education product designed to give educators a total solution for all their insurance needs.

Because the amount of cyber coverage available is normally several million dollars, the potential errors & omissions exposure for mishandling such a policy is substantial.

After graduating college, Cameron Annas was eager to carve a place for himself at his parents’ agency. He took a sales call with Challenge Design Innovations, a zip line manufacturer struggling with workers comp—and struck gold in an underserved industry.

Aside from lawyers, doctors, accountants and architects, selling professional liability insurance to niche markets is a relatively new practice. Are you able to outline scenarios that drive home the importance of this coverage?

Since starting her insurance career in her dad’s agency at age 14, independent agent Nancy Nicklow has discovered there’s more to professional liability risk than meets the eye.

Since 2010, more than 23,000 companies—many with revenues of less than $100 million a year—have been sued for infringing a patent they never knew existed.

Grange Insurance’s new 36-Month Package Policy gives commercial policyholders that qualify the opportunity to have consistent, stable rates, terms and conditions for 36 months, along with a streamlined annual update process.

What are the guidelines for running motor vehicle records, and with whom can an agent share the results?