Virtual University

A rental dwelling experienced extensive damage by the tenant that the landlords found after the tenant was evicted for not paying rent.

Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?

Why would premium be charged on values that exceed the limit of coverage?

The experts weigh in on resources for developing a general checklist of questions to ask commercial applicants.

Employees dropped and damaged a couch when moving it between buildings. The carrier says that the couch is not covered under the motor truck cargo policy once it has left the truck.

A golfer’s ball broke a window in a house on a golf course. The golfer, who submitted a claim under his personal policy, was denied coverage due to “the hazards of living on a golf course.” Is the golfer legally liable?

An insured with a business auto policy rents a warehouse he’s not contractually obligated to insure. While backing out, he hit the building, and the carrier is denying coverage.

After an insured was stung or bit by an insect, blacked out and crashed into a tree, the carrier says there is no coverage as the insured is not legally liable for the loss.

After an auto accident in which one vehicle was 100% at fault, the car repairs are delayed. Should the negligent driver’s policy pay for rental reimbursement beyond the 30 days listed in the policy?

Should the carrier pay the third-party claimant actual cash value (ACV) costs based on case law even if there’s nothing mentioned in the policy language?