The garage liability carrier is declining to pay for the third-party damage, saying the garage liability policy is excess for any non-owned vehicles and that the customer’s personal auto policy should pay.
As personal auto policy shopping reached historic highs, distracted driving also increased, especially among older drivers.
What are the reporting requirements of a liability claim to the carrier that doesn’t write the underlying coverage?
Throughout the year, the Big “I” and Independent Agent magazine have been hard at work, examining emerging market trends and helping you be there for your clients with the latest insights.
As social media continues to make car theft trendy, agents can help clients get up to speed on the latest anti-theft technology.
The U.S. property & casualty insurance market is exhibiting mixed results in 2025, with personal auto on track to achieve profitability but homeowners and general liability segments continuing to experience losses.
In the second quarter of 2025, personal lines rates rose by 4.6% and commercial lines rates rose 2.8%.
A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
